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Retirement Demographics

Research Watch

October 2008 - A 'perfect storm' of economic forces makes lifetime income annuities a smart move for women, according to a Wharton Financial Institutions Center essay.

Putting a Freeze on STOLI (Not the Vodka)

October 2008 - Baby Boomers with in-force life insurance but inadequate savings are the target market of the burgeoning but much-criticized life settlement industry.

How the Presidential Candidates Differ on Retirement Income

October 2008 - Both John McCain and Barack Obama have incorporated retirement savings into their agendas. So far, Obama has been more explicit about his proposals.

How to Put DB in DC

October 2008 - Imagine a future where 401(k) plan participants go online not to check their accumulations but to view their guaranteed monthly income in retirement.

Debt vs. Retirement Savings: A Losing Battle for Many

September 2008 - Consumers don't necessarily classify outstanding balances on credit cards, overdue utility bills, and 'payday loans' from friends or family members, as 'debt.'

Research Watch

September 2008 - Even the Well-Off Worry About Retirement; Involuntary Retirees At Greater Risk For Poverty

U.S. Colleges and Universities Provide Retirement Industry Research

August 2008 - Colleges and universities throughout the United States are now dedicating much sought after grant money to individual and department research on retirement topics.

The Inherited (Stretch) IRA and The Inherited (Stretch) Annuity

August 2008 - U.S. retirement assets reached $16.4 trillion in 2006, and part of that money will be 'in motion' as individuals leave current employers and retire.

Offer Income Annuities on a Trial Basis, Policy Group Suggests

August 2008 - Retirees might embrace lifetime income products if they could invest a part of their 401(k) assets in one on a trial basis, according to The Hamilton Project.

Myths and Realities About Retirement Preparedness

July 2008 -

Research Watch

July 2008 -

He Gives New Meaning To 'Old Money'

July 2008 - Cutler is one of the pillars of a relatively new discipline known as financial gerontology, working as a teacher, editor and policy expert in the field since the 1970s.

Annuities Remain Best Bet For Retirees

June 2008 - Outside of a defined benefit plan, traditional life annuities issued by insurance companies are the best ways to reduce longevity risk for women. Yet few retirees purchase them, according to a recent report entitled, 'Evaluation of Approaches To Reducing Women's Longevity Risk.' The report, by Beverly Orth of Mercer Human Resource Consulting, confirms the conventional wisdom that variable annuities, though popular as tax-deferral vehicles, are almost never annuitized. She attributes that to a lack of education about annuities and the media's negative portrayal of them.

Research Watch

June 2008 - As an ongoing feature, Retirement Income Reporter will offer its readers a digest of new and compelling research pertinent to the annuity and decumulation industries.

A Crisis with a Gender Bias

June 2008 - The great open secret of the Baby Boomers' retirement crisis is that, if left unaddressed, the impact of the predicted shortfall of retirement income will weigh much more heavily on women than on men.