Debt vs. Retirement Savings: A Losing Battle for Many

A risk to financial security in retirement may be the debt consumers don't see today.


By Kerry L. Geurkink, CLU, ChFC, CEBS, CASL, and Mathew Greenwald, Ph.D., Ms. Guerkink is Director of Individual Annuity Marketing, Securian Financial Group, Inc. and Mr. Greenwald is President of Mathew Greenwald & Associates, Inc.

September 2008

Consumers don't necessarily classify outstanding balances on credit cards, overdue utility bills, and 'payday loans' from friends or family members, as 'debt.'

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